Sell Your Stuff!

Last night my husband and I saw Dave Ramsey in person at a local church. We are graduates of his Financial Peace University and have followed his program for the past two years.

His "Building Your Legacy" presentation was inspiring and incredibly motivating!

There are five steps to as he calls it, "Stopping the Insanity".

1. GET ON A BUDGET
2. GET OUT OF DEBT
3. BUILD QUALITY RELATIONSHIPS
4. SAVE AND INVEST
5. BUILD WEALTH AND GIVE

I would like to talk about step #2 which affects many of us.

Dave states that in order to get out of debt you must take the following steps:

• Quit borrowing money
• Save money
• SELL SOMETHING
• Take a part time job
• Prayer
• Utilize the debt snowball (www.daveramsey.com)

I've italicized, bolded, and capitalized the step of selling something for a reason. As an organizer, I see and hear stories of people who are stuck and lost spiritually, financially, emotionally, and the cause is the clutter. It's tax time and they cannot find forms. There is chaos in their home because there is stuff everywhere and that stuff causes tension among family members. Finances are a a mess because the spending continues with the hope that stuff will bring happiness into homes and lives.

Stuff solves nothing, brings nothing, and too much of it causes overwhelming stress.

That is why "sell something" struck me last night. If you are having financial issues STOP spending money on STUFF, sell the stuff you have, and use the money to begin paying off your debt.

I can attest to the fact that Dave Ramsey's program works! It's a lot of hard work and is not a quick fix but it works!

Check out www.daveramsey.com for information on his financial program and contact me for tips and assistance with organizing. Consider my eOrganize option for an affordable professional organizer help or if you live outside the Las Vegas area.

So start gathering items that are cluttering up your space and SELL them! Use the money to pay off a debt. You may start to see that living a clutter-free, debt-free life brings more joy, peace, and happiness to your life than you could have ever imagined.

Happy Organizing!
-Janel
www.oneorganizedmama.net
oneorganizedmama@gmail.com
702-498-1636

Out Of Sight Out Of Mind

One thing to remember when organizing is to place items that you need to take some action on: bills, paperwork, projects, fix-it items, etc in a place where you will be reminded.

Many of us forget tasks that need to be handled because they're stuffed in a drawer or closet and forgotten about.

Here are a few tips:

• Outgoing mail next to your mailbox keys, car keys, or purse
• Bills next to your computer if you pay online
• Household fix-it items next to the television remote
• Errands and grocery list's next to your car keys or memo in your smart phone
• Exercise shoes and clothes next to your bed so they're the first thing you see in the morning

In your organizing routine begin placing items that need immediate attention in conspicuous places and you may start to see your old habit of procrastinating turn into a new habit of staying on top of things!

Happy Organizing!
-Janel
oneorganizedmama@gmail.com
702-498-1636
www.oneorganizedmama.net